Business KalaRewards Checking

Business KalaRewards is a free checking account that pays dividends on balances up to $50,000.

Monthly requirements for earning a bonus rate are:

  • 10 check card purchases
  • Direct deposit (or ACH bill payment)
  • Electronic statement 
Basic account services include:
  • Unlimited check writing
  • FREE ATM Cash Withdrawals at APFCU, CO-OP & First Hawaiian Bank, American Savings Bank, Hawaii National Bank and Bank of Nevada ATMs*
  • FREE ATM/VISA® check (debit) card
  • FREE internet banking
  • NO minimum balance
  • NO teller fees
  • NO account analysis

View Current Rates

Membership ($5 in Regular Savings) required for service. Loans require credit approval. One free box of basic checks per year. Issuance of ATM / check (debit) card is free. Unlimited surcharge-free service at all APFCU ATMs. *Five (5) non-APFCU ATM withdrawal fees are waived per month. ATM surcharge fees charged by the ATM owner may apply. First Hawaiian Bank, American Savings Bank, Hawaii National Bank and Bank of Nevada surcharge fees are waived.

Fees may reduce earnings. Some restrictions may apply. Terms, conditions and rates subject to change after the account is opened. Refer to account rules and regulations, fee schedule, rate sheet and other disclosures. Contact a branch for more details about applicable fees and terms. ATM withdrawals are not purchases.