What is the difference between an ATM card and a debit card?

Aloha Pacific Federal Credit Union ATM cards are PIN based and are used primarily for ATM transactions (withdrawals and deposits).

Debit cards (check cards) offer ATM transaction capability as well as point-of-sale transactions (purchases at merchants that accept VISA cards). When processing a debit card purchase, you may either use your Personal Identification Number (PIN) or signature.