Personal Rates & Fees

Account Rates

Account Rates APY* - Effective as of 06/01/2016 -[1] SAVINGS & CHECKING
Regular Savings 0.10%
Regular Checking 0.05%
Holiday 0.20%
IRA (Traditional, Roth & Rollover) 0.50%
Coverdell Educational Savings (formerly Education IRA) 0.50%
Money Market Savings - $50,000 minimum to earn rate 0.20%
Second Savings 0.10%
KalaRewards CheckingAPY* - Effective as of 06/01/2016 -[1]
Balances Up to $50,000 w/ HELOC 0.50%
Balances Up to $50,000 w/o HELOC 0.25%
Balances Over $50,000 0.05%
Monthly Requirements Not Met 0.05%
CertificatesAPY* - Effective as of 06/01/2016 -[1]
6 Months Certificate 0.20%
18 Months Certificate 0.30%
24 Months Certificate 0.40%
36 Months Certificate 0.60%
48 Months Certificate 0.80%
60 Months Certificate 1.00%

Disclaimer:

ACCOUNT RATES DISCLOSURE:

[1] All rates & offers are effective as shown above unless noted, subject to change & other restrictions may apply.
[Personal Account] Membership ($5 in a regular savings) required. Contact an employee for more information about applicable fees & terms. *Accounts quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted. Holiday – $10 minimum to earn rate & account opening Oct. 1 to Jan. 31. IRA & Coverdell – $10 minimum to open; no minimum to earn rate. Second Savings – $10 minimum to open; no minimum to earn rate. Checking – $300 minimum to earn rate. Money Market Savings - $2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500. KalaRewards – no minimum to earn rate; $10,000 minimum HELOC balance for highest rate; monthly requirements**: electronic statement, 10 check card transactions & 1 direct deposit / ACH. Certificates – $1,000 minimum & early withdrawal penalty may be imposed.
[Business Account] Membership ($5 in a regular savings) required. Contact an employee for more information about applicable fees & terms. *Accounts quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted. Checking – $300 minimum to avoid monthly fee and earn rate. KalaRewards Checking – no minimum to earn rate; monthly requirements**: electronic statement, 10 check card transactions & 1 direct deposit / ACH. Certificates – $1,000 minimum & early withdrawal penalty may be imposed.


 

 

LOGIN INSTRUCTIONS

Please type in your USERNAME and PASSWORD, then press "Enter" or click the "LOGIN" button.

FIRST TIME USERS: Please click "New User? Enroll Here" and complete the registration form.

EXISTING USERS: If you wish to change your current USERNAME and/or  PASSWORD, go to "My Settings" after logging in.  If  you should have any questions, please call us at 808-531-3711 or toll-free at 877-531-3711.

ATTENTION KALANET ONLINE USERS: 

There will be system maintenance that will cause the following services to be temporarily unavailable on the following dates and times. Thank you for your patience and understanding.:
Kalanet Online and Mobile Banking:
   - Saturday, 07/09/16 from 6:30pm HST to 10:30pm HST
   - Saturday, 07/23/16 from 6:30pm HST to 10:30pm HST
   - Saturday, 08/06/16 from 6:30pm HST to 10:30pm HST
   - Saturday, 08/20/16 from 6:30pm HST to 10:30pm HST

Online Check Ordering:
 - Every Saturday from 7:00pm HST to 12:30am HST on Sunday

Kalanet Online Bill Payment:
 - Every Saturday from 9:00pm HST to 2:00am HST on Sunday