APY*
Savings and Checking
Effective as of 12/1/20241
Regular Savings
0.05%
Non-Interest Savings
N/A
Regular Checking
$300 minimum to earn rate. No longer offered. Existing accounts only.
0.03%
Non-Interest Checking
No longer offered. Existing accounts only.
N/A
Holiday Savings
$10 minimum to earn rate.
0.50%
IRA (Traditional, Roth & Rollover)
$10 minimum to open; no minimum to earn rate.
0.35%
Coverdell Educational Savings (formerly Education IRA)
$10 minimum to open; no minimum to earn rate.
0.35%
Money Market Savings - $50,000 minimum to earn rate
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
0.25%
Money Market Savings - $100,000 minimum to earn rate
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
0.50%
Second Savings
$10 minimum to open; no minimum to earn rate.
0.05%
Aloha Rewards Checking
Effective as of 12/1/20241
APY*
Aloha Points
1 reward point for every $2 signature-based debit card purchase. No minimum balance; no monthly requirements.
N/A
Aloha Cash Back
3% cash back on debit card purchases. Maximum $9 cash back per month. No minimum balance; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.
N/A
Aloha Advantage Rate: Balances to $10,000
No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.
5.00%
Aloha Advantage Rate: Balances over $10,000 to $25,000
No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.
0.05%
Aloha Advantage Rate: Balances over $25,000 to $50,000
Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.
0.10%
Aloha Advantage Rate: Balances over $50,000
Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.
0.15%
Aloha Advantage Rate: If Monthly Requirements Are Not Met
No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.
0.03%
Aloha Rewards Money Market Savings
Effective as of 12/1/20241
APY*
< $5,000
Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.
0.05%
< $10,000
Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.
0.05%
< $20,000
Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.
0.50%
< $50,000
Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.
1.50%
< $100,000
Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.
2.00%
< $250,000
Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.
2.50%
$250,000 or more
Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.
3.50%
If Monthly Requirements Are Not Met
Aloha Rewards Checking Account Required.
0.05%
KalaRewards Checking
Effective as of 12/1/20241
APY*
Balances Up to $50,000 w/ HELOC
No longer offered. Existing accounts only. No minimum to earn rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH transaction.
0.05%
Balances Up to $50,000 w/o HELOC
No longer offered. Existing accounts only. No minimum to earn rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH transaction.
0.05%
Balances Over $50,000
No longer offered. Existing accounts only. No minimum to earn rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH transaction.
0.03%
Monthly Requirements Not Met
No longer offered. Existing accounts only. No minimum to earn rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH transaction.
0.03%
Certificates
APY*
6-month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
4.00%
12-month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
3.75%
18-month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
3.50%
24-month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
3.25%
36-month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
3.25%
48-month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
3.00%
60-month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
3.00%
IRA Certificates
Effective as of 12/1/20241
APY*
6-month Certificate
Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.
4.00%
12-month Certificate
Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.
3.75%
18-month Certificate
Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.
3.50%
24-month Certificate
Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.
3.25%
36-month Certificate
Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.
3.25%
48-month Certificate
Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.
3.00%
60-month Certificate
Traditional, Roth, Coverdell-Educational. $1,000 minimum & early withdrawal penalty may be imposed.
3.00%
Personal Fee Schedule
The fees applicable to your account at the Credit Union are provided in this Fee Schedule and are subject to change without notice.
ACCOUNT RATES DISCLOSURE:
[1] All rates & offers are effective as shown above unless noted, subject to change & other restrictions may apply.
[Personal Account] Membership ($5 in a regular savings) required. See branch for more information about applicable fees & terms.
*Share rates quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted.