Business Rates
Loan Rate Changes Daily. Please Contact Us for Current Rate Specials & Fees.
APY*
Savings and Checking
Effective as of 11/1/20241
Business Savings
$5 minimum to open; $5 minimum balance to earn rate.
0.05%
Business Second Savings
$10 minimum to open; no minimum to earn rate.
0.05%
Business Checking
$300 minimum to avoid monthly fee and earn rate.
0.00%
Business Money Market Savings
Effective as of 11/1/20241
APY*
< $50,000
$2,500 minimum to open, $2,500 minimum to maintain to avoid monthly fee. See branch for details.
3.00%
< $100,000
$2,500 minimum to open, $2,500 minimum to maintain to avoid monthly fee. See branch for details.
3.25%
More than $100,000
$2,500 minimum to open, $2,500 minimum to maintain to avoid monthly fee. See branch for details.
3.50%
Business KalaRewards Checking
Effective as of 11/1/20241
APY*
Balances Up to $50,000
No minimum to earn rate; monthly requirements**: electronic statement, 10 debit card transactions & 1 direct deposit / ACH.
0.05%
Balances Over $50,000
No minimum to earn rate; monthly requirements**: electronic statement, 10 debit card transactions & 1 direct deposit / ACH.
0.05%
Monthly Requirements Not Met
No minimum to earn rate; monthly requirements**: electronic statement, 10 debit card transactions & 1 direct deposit / ACH.
0.00%
Business Certificates
Effective as of 11/1/20241
APY*
6-month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
4.50%
12-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
4.00%
18-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
0.25%
24-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
0.25%
36-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
0.30%
48-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
0.35%
60-Month Certificate
$1,000 minimum & early withdrawal penalty may be imposed.
1.00%
Business Fee Schedule
The fees applicable to your account at the Credit Union are provided in this Fee Schedule and are subject to change without notice.
ACCOUNT RATES DISCLOSURE:
[1] All rates & offers are effective as shown above unless noted, subject to change & other restrictions may apply.
[Personal Account] Membership ($5 in a regular savings) required. See branch for more information about applicable fees & terms.
*Share rates quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted.