Back to Promotions

Check Out Our Amazing Rate!

January 2, 2025

Now is the time to open your Aloha Advantage Rate checking account and earn 5.00% APY* on your balance of up to $10,000. See our rates for balances over $10,000.

Minimum opening deposit is $100. Open a checking account and you'll receive our special Eden in Love collab bag.

Or if you already have a KalaRewards checking account, move your funds over to reap this amazing new rate!

Money-saving free benefits are included in all Aloha Pacific FCU checking accounts:

  • No monthly service fee
  • No minimum balance
  • FREE Visa® debit card – receive yours in just minutes at a branch
  • FREE Debit Card Control– turn your card off or on, set up alerts
  • FREE cash withdrawals at Aloha Pacific ATMs
  • SURCHARGE-FREE ATM withdrawals at First Hawaiian Bank, American Savings Bank, HomeStreet Bank and CO-OP network credit unions**
  • FREE Online banking & online bill payment service
  • FREE Mobile banking with Mobile Check Deposit
  • FREE standard personal checks (one box per year)
  • Unlimited check writing

To earn this 5.00% APY rate, fulfill these monthly requirements:

  • Use your debit card to make at least 12 purchases
  • Post at least one electronic (ACH) deposit or withdrawal
  • Enroll in Online eStatements
  • Log in to Online or Mobile Banking at least once each month***

All these requirements are waived for the first three months when you open your new account!

If the monthly requirements are not met, the APY will be 0.03%.

Compare Checking Accounts

Open an Account Now!

Not yet a member of Aloha Pacific? You can be. Visit any branch or open a Savings account online. If you're already a member, you can open an Aloha Advantage Rate Checking account online, too!

Open An Account

* Effective 6/1/24. Membership ($5 in Regular Savings) required. Earn 5.00% Annual Percentage Yield (APY) on your average daily balance up to $10,000 if monthly requirements are met. 0.03% APY will be paid if monthly requirements are not met. Terms and conditions subject to change. See branch for current rates and details.  Some restrictions apply.

** The first 5 non-APFCU ATM withdrawal fees each month are waived. After that there is a charge of $2 per withdrawal. If monthly requirements are met, you will receive a refund on all $2 withdrawal fees. Refunds will be credited at the end of each month.

*** Must log in at least 2 days before the end of the month.