Savings and Checking Rates
Savings & Checking
$5 minimum to open. $5 minimum to earn APY.
0.05%
N/A
$300 minimum to earn APY. No longer offered. Existing accounts only.
0.03%
No longer offered. Existing accounts only.
N/A
$10 minimum to earn APY.
0.50%
$10 minimum to open; no minimum to earn APY.
0.35%
$10 minimum to open; no minimum to earn APY.
0.35%
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
0.25%
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
0.50%
$10 minimum to open; no minimum to earn APY.
0.05%
See Personal Fee Schedule
The fees applicable to your account at the Credit Union are subject to change without notice.
*APY = Annual Percentage Yield. The rates listed are Annual Percentage Yields (APYs) and are effective as of 08/01/2025 and are subject to change without notice. Variable rates (for accounts such as Checking and Savings) may change at any time after account opening. For fixed rates (accounts such as Certificates) the applicable rate is fixed for the term. Fees may reduce earnings. Credit union membership is required.
[1] Monthly requirements must be met to receive applicable rewards. Monthly requirements: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.
[2] Tiered rates based on your average daily balance (ADB) for the month and apply only on the portion of the balance that falls within each specified tier. Example: If the minimum monthly requirements are met on accounts with an ADB of $75,000, the first $10,000 will earn at the tier 1 rate; $15,000 at the tier 2 rate; $25,000 at the tier 3 rate; and $25,000 at the tier 4 rate.
[3] If Aloha Rewards Checking monthly requirements are met, tiered rates apply based on your monthly average daily balance. The rate corresponding to your balance tier applies to your entire average daily balance.
[4] No more than six (6) transfers and withdrawals per month.
[5] Monthly requirements must be met to receive applicable rewards. Monthly requirements: Ten (10) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction.
[6] Early penalties may apply if funds are withdrawn before the maturity date.