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Savings and Checking Rates

Savings & Checking
Aloha Rewards Checking
Aloha Rewards Money Market Savings
KalaRewards Checking
Certificates
IRA Certificates

Savings & Checking

Effective as of 09/01/2025
Type
APY*
Regular Savings

$5 minimum to open. $5 minimum to earn APY.

0.05%

Non-Interest Savings

N/A

Regular Checking

$300 minimum to earn APY. No longer offered. Existing accounts only.

0.03%

Non-Interest Checking

No longer offered. Existing accounts only.

N/A

Holiday Savings

$10 minimum to earn APY.

0.50%

IRA (Traditional, Roth & Rollover)

$10 minimum to open; no minimum to earn APY.

0.35%

Coverdell Educational Savings (formerly Education IRA)

$10 minimum to open; no minimum to earn APY.

0.35%

Money Market Savings - $50,000 minimum to earn APY

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.25%

Money Market Savings - $100,000 minimum to earn APY

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.50%

Second Savings

$10 minimum to open; no minimum to earn APY.

0.05%

-

See Personal Fee Schedule
The fees applicable to your account at the Credit Union are subject to change without notice.

 


*APY = Annual Percentage Yield. The rates listed are Annual Percentage Yields (APYs) and are effective as of the date shown above and are subject to change without notice. Dividends are compounded and credited monthly. Variable rates (for accounts such as Checking and Savings) may change at any time after account opening. For fixed rates (accounts such as Certificates) the applicable rate is fixed for the term. Fees may reduce earnings. Credit union membership is required.