Effective July 1, 2025, we are updating the Aloha Pacific Federal Credit Union funds availability policy in accordance with amendments to Regulation CC, which require periodic inflation adjustments to certain dollar thresholds.
What’s Changing: The amount that may be available for withdrawal on the same business day for certain check deposits will increase from $225 to $275; and the threshold for exception holds (e.g., large deposits, new accounts, repeated overdrafts) will increase from $5,525 to $6,725.
What this means for you: More of your deposited funds may be available sooner, and the thresholds for delayed availability will be adjusted accordingly.
For a copy of the updated Policy or the complete Agreements and Disclosures, please visit a branch.