It's time to make that move: Consolidate high-interest debt, renovate your kitchen or bathroom, install photovoltaic panels, pay for school tuition. Planning a wedding? Everyone seems to be traveling again, so how about that long-awaited vacation?
Finance it with our Home Equity Line of Credit, offering introductory rates that suit your needs:
- 5.25% APR*, fixed for three years
OR
- 5.50% APR*, fixed for five years
- The current index rate is 6.75% APR, based on the prime rate on 1/1/26.
After the initial term, the APR is variable. - Make interest-only payments for the first 10 years
- No annual fee
- Receive up to $500 in closing costs
- $399,000 lines now available
Save time! Click on the button below to apply now or visit any branch. Call 808-531-3711 for more information.
* APR = Annual Percentage Rate. The rates listed are Annual Percentage Rates (APR) and are effective as of date shown above unless otherwise noted. Rate and terms subject to change without notice prior to loan approval and closing. Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors. All loans are subject to credit approval and credit union membership eligibility. Membership ($5 in Regular Savings) required.
HELOC Owner Occupied – Program may be modified or canceled at any time. Subject to credit approval. HELOC offer is an introductory rate of 5.25% APR for 36 months OR 5.50% APR for 60 months. After your chosen initial period, your APR will be the Current Indexed Rate, which is variable based on the Prime Rate published in the Wall Street Journal with no added margin (3.75% minimum & 18.00% maximum) and subject to change quarterly. Program is a 10-year draw with interest-only payments and 20-year amortization period. Maximum line: $399,000. Applies to owner-occupied properties with required insurance (fire, hurricane and applicable flood insurance). Maximum loan-to-value of 80%; maximum loan-to-value of 70% in Nevada.